This is the "wpengine" admin user that our staff uses to gain access to your admin area to provide support and troubleshooting. It can only be accessed by a button in our secure log that auto generates a password and dumps that password after the staff member has logged in. We have taken extreme measures to ensure that our own user is not going to be misused to harm any of our clients sites.
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There are many great sources for small business loans. We always recommend starting with the Small Business Association (SBA) They are a great source information and start-up capital. They force you to develop a business plan and really think about why you do it. Here is a great article explaining the basics of SBA loans. Article
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